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Petal

Category : FinanceVersion: 5.2.2

Size：37.00MOS : Android 5.1 or later

Update：Dec 12,2024

4.5

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Application Description

Petal is a financial technology company that uses modern technology to help people build credit, avoid debt, and spend responsibly. They aim to bring financial innovation and opportunity to everyone. Unlike traditional credit scoring methods, Petal utilizes millions of data points to help more people qualify for credit, even those with no prior credit history.

Petal offers two credit cards: Petal 1 and Petal 2. Petal 1 is designed for individuals looking to improve their credit score. It features no annual fee and a credit limit ranging from $300 to $5,000. Petal 2 is their most advanced card, offering cashback perks without any fees. Both cards provide 2%-10% cashback offers from top brands and local businesses.

The Petal app allows users to track their credit score, set budgets, manage subscriptions, and view all their accounts in one place. Petal reports to all three credit bureaus, and prior credit history is not required to qualify.

Here are six advantages of Petal's software:

Financial Innovation and Opportunity: Petal aims to bring financial innovation and opportunity to everyone by using modern technology to help people build credit, avoid debt, and spend responsibly.
Qualify for Credit: Petal uses millions of additional data points to help more people qualify for credit, even if they have never had it before.
Petal 1: Designed for those seeking to improve their credit score, Petal 1 has no annual fee and individuals can get approved for a credit limit ranging from $300 to $5,000.
Petal 2: Petal 2 is the most advanced card offered by Petal and provides all the perks of a cashback card without any fees. It has no annual fee, late payment fee, foreign transaction fee, or any other kind of fee. Approval for a credit limit can range from $300 to $5,000.
Cashback Offers: Both Petal 1 and Petal 2 cards come loaded with 2%-10% cashback offers from top brands and over 500 local businesses.
App Features: With Petal's app, users can track their credit score, set a budget, manage subscriptions, and see all their accounts in one place, giving them better control over their money.

Additional Notes:

Petal reports to all three credit bureaus.
Petal 1 has late and bounced payment fees, while Petal 2 has no fees of any kind.
Better technology results in lower variable APR rates.

Finance

Reviews Post Comments

AstralEcho Dec 17,2024

Petal is a great app! It has a clean and user-friendly interface, making it easy to navigate and find what you need. The features are well-designed and work seamlessly, providing a smooth and enjoyable user experience. While there may be some room for improvement in terms of content variety, overall, Petal is a solid app that I would recommend to others. 👍

CelestialEdge Dec 19,2024

Petal is an amazing app that allows me to track my spending, set budgets, and save money. I love the clean interface and easy-to-use features. It's helped me become more mindful of my finances and make smarter spending decisions. Highly recommend! 💰📈💸

ZephyrWhisper Dec 14,2024

Petal is an amazing app! 📱 It's so easy to use and has everything I need. I love the clean interface and the variety of features. It's perfect for managing my finances, staying organized, and connecting with friends. Highly recommend! 👍

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